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OpenAI
Personal finances in ChatGPT
Launched May 15, 2026
Connect financial accounts via Plaid to see spending, bills, subscriptions, net worth and investments in a dashboard and ask questions grounded in that data.
- Surface
- App
- Availability
- Region-limited
- Plans
- Free, Go, Plus, Pro
- Retired
- —
Strengths & weaknesses
Strengths
- Dashboard plus grounded Q&A
- Web and iOS at launch
Weaknesses
- Cannot move money, pay bills, trade or give regulated advice
- US Pro only at launch
Expanded to Plus and Android (2026-06-26) and to Free and Go (2026-10-02); credit scores added 2026-09-21. Plans reflect the latest expansion.